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about risk
Risk Insurance and Reinsurance Solutions (Risk) is an experienced underwriting team with access to admitted and non-admitted carriers with specialized disability plans for impaired risks.
Expand your market and position yourself as an expert
As insurance professionals we have the opportunity to educate and offer the most complete coverage possible. One of the best ways we can improve client service is by extending options past standard carrier when necessary.
how to make tough di cases easy
selling non standard di risks
With over 30 years of impaired risk underwriting for DI, we have the expertise to help you place your toughest DI cases.
be a hero! place tough cases
when you need fearless experienced underwriting!
We will review cases on an informal basis to give you a preliminary assessment on those risk cases.
we have ideas for your declined cases!

Product not Available in all states. Subject to eligibility requirements, underwriting approval, limitations, and state variations. NOT FOR USE WITH THE PUBLIC – Not for use, distribution or dissemination to customers, consumers, individual purchasers, or potential applicants. FOR FINANCIAL PROFESSIONAL USE ONLY – For producer, financial advisor, agent, or broker use only. Refer to Policy contract for full details, explanation of Benefits, Exclusions and Limitations. All conditions, scenarios, and medical impairments may not be considered insurable. Informal inquires, and applications do not guarantee coverage or rates.

A senior consultant will provide a detailed recommendation and coverage charts