
Income Protection Dashboard
Business Disability insurance

A disability inhibits one from working the financial strain can be catastrophic; everyday costs suddenly become nearly impossible to cover. Even with a disability insurance plan in place, it may be hard to continue living a fulfilling lifestyle; many plans only cover the bare bones. Because many highly compensated employees have difficulty obtaining adequate and reasonable amounts of disability insurance through their group long term disability insurance plans, PIU has constructed a high limit supplemental group plan.

Individuals annually earning in excess of $500,000 need disability benefits that can keep pace with their affluent lifestyle – they need High Limit Disability.
The benefits of a recently-insured surgeon, making $1,100,000 consisted of:
- $10,000/month Group LTD
- $15,000/month Individual DI
- $32,000/month High Limit DI
Occupation: Surgeon
Age: 51
Income: $1,100,000
Total Benefit: $57,000/month



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