
A complete program for NAPFA members
The ultimate resource for all of your disability income protection needs.

A complete program for
NAPFA members
The ultimate resource for all of your disability income protection needs.

Acrisure is the fastest-growing, most profitable, and top-10 largest insurance distribution platform. With continued investments in artificial intelligence and technology, Acrisure is rethinking what an insurance broker can be – transforming the insurance value chain and delivering high-quality insurance and risk management solutions. Acrisure Agency Partners, Disability Specialists and Secura Consultants, have come together through alignment of interests and a partnership-driven culture, to offer NAPFA members and their clients with the best and most creative disability insurance products and solutions available in the marketplace today.
For NAPFA Members
The NAPFA IDI program is NOT to be confused with the association’s Group Long Term Disability (Group LTD) Insurance.
The IDI policy is issued by Principal Life, an A+ rated insurance company, and it will stay with you even if you change employers.
You can add the IDI on top of the Group LTD.
Once the IDI policy is issued, no changes in premium or policy definitions can be made unless requested by you.
You may qualify on a Modified Guaranteed Issue basis up to the limits listed below.
Additional coverage may be available with medical underwriting.
Secura Consultants worked to develop NAPFA’s IDI Program so that members had a second option when it came to disability income protection through the association.
Disability Specialists specializes in designing and enrolling disability insurance plans for associations. We are proud to be the administrator of NAPFA’s IDI Program for its members each and every year!
Available products for age 55 and under
- Disability Income up to 5,000/mo.
- Overhead Expense up to $5,000/mo.
- DI-Retirement Security up to $2,050/mo.
Available products for ages 56 - 60
- Disability Income up to $5,000/mo.
To qualify for the Modified Guaranteed Issue benefit, you must NOT...
- Have missed three consecutive days of work
- Have been hospitalized or partially disabled in the six months prior to your application
- Be currently enrolled in disability benefits
- Be home-bound
- Exceed the income requirements (you can enroll for less than the maximum)
Note that Individual Disability Insurance (IDI) monthly benefits...
- Are available up to $35,000/mo. with underwriting approval
For Your Clients
As a fiduciary, your integrity to financial advice makes you stand out amongst the crowd.
In order to best serve your clients, you have shifted from a traditional to a holistic approach for the freedom to practice ethically and responsibly. However, this change required you to sacrifice your time, former resources, and ready-access information.
Now, when collaboration with outside resources is required, it can be difficult to know who you can trust to provide that same level of unbiased financial advice for you and your clients.
Secura Consultants, a long-time NAPFA Resource Partner, provides fee-only advisors with the fiduciary level review, consultation, and placement of life, disability, and long-term care solutions. Whether the risk is premature death, the inability to work due to poor health, or the need for extended care, we provide in-depth risk management with a fiduciary standard of care.
We created our Concierge services to uncover and solve the pitfalls of your clients’ coverage to better prepare them for the future of how insurance would fit into their long-term plan.
Disability insurance and continuing education
We seek to educate you on all the nuances of your clients’ existing coverage. Then, when it makes sense, we recommend ways to enhance those plans or replace them with more comprehensive disability income protection solutions.
Detailed policy review
We dive deep into contract language to provide clarity on how the policy will perform at claim time – going beyond the traditional gap analysis approach.
Modern tools and deliverables
We provide details that not only help your client make the right decision now, but also stay on top of their coverage in the future as their needs change.
Your rules, your process
Our mission is to make your life easier. We wait for you to bring us opportunities when it makes sense for your clients. We won’t complicate things with quotas or monthly check-ins.


Disability Impacts All of Us
1 in 4 adults in the United States has some type of disability.
Disability Specialists
20055 SW Pacific Highway, Suite 203
Sherwood, OR 97140
Toll-Free: 888-279-8304
Fax: 503-620-2099
info@gotodsi.com
Secura Consultants
6465 Wayzata Boulevard, Suite 920
Minneapolis, MN 55426
Toll-Free: 952-224-5400
Fax: 952-224-5409
info@securaconsultants.com


6465 Wayzata Boulevard, Suite 920
Minneapolis, MN 55426
Toll-Free: 952-224-5400
Fax: 952-224-5409
info@securaconsultants.com

20055 SW Pacific Highway, Suite 203
Sherwood, OR 97140
Toll-Free: 888-279-8304
Fax: 503-620-2099
info@gotodsi.com
Copyright ©2021 Secura Consultants. All rights reserved. Our Privacy Policy.