EMPLOYEE BENEFIT ADVISORS

We are the experts.

We make it easy.

We invest in our partners.

Feature 1

Business Development

Our consultants will help you proactively review your book of business using our First 5 or Block Review services to maximize your success. We help you identify, target, and present highly compensated employee disability insurance solutions offered through the employer with limited to no medical underwriting.

Feature 2

Insurance Market Access

Our great relationships with many carriers give you the unique advantage of stronger negotiation support and leverage to create the most competitive and cost-effective disability solutions for your clients.

Feature 3

Implementation
& Management

Our team of specialists will make the experience of enrolling in a new program turn-key. You will be able to oversee the process with the carrier and employer. We will assure billing and policy accuracy for each participant and work with your staff to maintain coverage and provide on-going support for annual updates to these programs.

Feature 1

Guided Client Consultation​

Our licensed senior consultants will assist you in the presentation of concepts, strategies, and solutions directly with your clients and prospects. Having years of experience on your side will strengthen the trust you have established with your client relationships.

Feature 2

Voluntary Enrollment Program

The use of our technology and communication platforms to enroll voluntary highly compensated employees will produce better participation rates, higher satisfaction, and more revenue when compared to many carrier led programs. Voluntary doesn’t have to be hard, we’ll make it easy.

E

Step 5

Implementation & Service

E

START

Case Opportunity
C

Step 1

Discovery Phone Call

process

B

Step 4

Client Decision​
D

Step 3

Recommendations​
D

Step 2

Solutions Development​

case

process

C

Step 1

Discovery Phone Call
C

Step 2

Solutions Development​
C

Step 3

Recommendations
C

Step 4

Client Decision​
C

Step 5

Implementation and Service

Resources

testimonials

“Secura Consultants is an integral part of my production team. They provide insurance marketing, renewal support, and topical sales ideas. Our partnership allows me to produce at a high level with the knowledge that the Secura Consultants team will support my team and my clients. ”

Chris Henderson, CLU

M3 Financial

“Secura Consultants took a complex biotech executive IDI case and provided a comprehensive full market comparison with the major carriers. To our surprise, we were able to get higher limits, at lower premiums, than their current carrier. The team at Secura was fast, thorough and provided a true win-win solution for all!”

Lambert Hsu, RHU

Benefit Pro Insurance Services

“The Secura Consultants team are true experts in their field. They made the process of implementing an IDI policy for our client seamless and easy to understand for all. They have continued to support our client and our agency well beyond the implementation.”

Alexandra Horneman

Brio Benefits Consulting

“Secura Consultants has been a pleasure to work with for everything related to IDI. They made the RFP process easy and made sure we stayed on track when it came to receiving the individual applications back. I look forward to working together with Secura Consultants on cases in the future.”

Jordan Cohen

Brio Benefits Consulting

“Over the last 27 years, we have spent a lot of time implementing executive IDI policies. We have worked with many of the major carriers. Working with Secura Consultants made this the easiest process we have ever experienced. The plan design, carrier selections, underwriting support, proposal presentation were all best in class. Additionally, your team took on the administration of processing the paperwork, getting us the certificate of coverages and going over the billing process, this made it easy for my firm. We look forward to writing future cases and highly recommend Secura Consultants!”

Randy Willis, CHC

JRW Associates

“Having started my career in the Executive Disability industry, I can tell you the Secura Consultants team knows what they are doing. I have found their team to be responsive, thorough, and professional. A person’s ability to earn an income is typically their greatest asset, thus the product Secura Consultants offers is needed by Executives who have significant amounts of exposed income.”

John Hearn

The Benefit Company

“After 40+ years of selling Individual D.I., Secura Consultants have made the back room support so very easy. Their support and expertise are very positive. They are the experts that we needed to sell Individual D.I.”

Jack Hemb

Hemb Insurance Group

“I will always take your call because every time I know it will add value to my practice.”

John Cleveland

The Cleveland Company

“My experience with Secura Consultants was very simple. After sharing the basics of my client’s situation, Secura Consultants offered plan design suggestions and a few sales insights. I feel very confident to present a fairly sophisticated disability solution. Thank you!”

Matt Schwartz

Schwartz Insurance Group

“Secura Consultants has been a great partner with our executive disability accounts. The team is incredibly knowledgeable, trustworthy, and timely when working on a case. We were working with a different general agency previously, and they are hands down the best at what they do! If you want an “Easy” button for this type of coverage, contact Secura Consultants! They make explaining and implementing this coverage simple!”

Megan Wyse, CBC, CPIA

Andres O’Neil & Lowe Insurance Agency

“Thank you to the Secura Consultants team for your assistance with adding the IDI benefit. My client has a lot going on and your team was successfully able to streamline the IDI process for them and for my firm. Through your managing of the vendor selected we were able to have a positive enrollment experience as well as follow up along the way when issues arose. Thank you for your work on this client.”

Vinny Ashton

Brio Benefit Consulting

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Once your client has decided to move forward with coverage, we work with underwriters to make the implementation process as smooth as possible for you and your client, while still ensuring the best outcomes possible for your client. Once the coverage goes inforce, our team continues to monitor the policy for any future benefit increase options, underwriting reconsiderations, or anything else that may affect your client’s coverage.
After doing a preliminary review of the case, we give you a call to learn more about your client and the solutions they are looking for. This also gives us a chance to gather any missing information and discuss the next steps in the process.
We continue to follow up with you to make sure you have all the resources needed to keep things moving forward with your client. We are also available to make any revisions to the initial presentation so the final solution better fits your client’s needs.
We prepare a customized presentation for your client with a detailed recommendation to help guide the client discussion. We also offer education and training for you and your support staff, so you can be confident in recommending the solutions presented.
We research the market and do an in-depth analysis of your client’s situation to ensure we are hitting their objectives and uncovering any potential obstacles. We speak to our carrier partners and search for any possible discount options so that your client receives the best offer the market has to offer.